"I Have Too Much Debt"

I'm all for it. We need slaves. Nobody's put a gun to their heads and made them take these loans. Let them becomes the slaves they deserve to become. However, I do feel bad for those who fall victim to unfortunate circumstances health wise, or similar reasons for taking on the debt. But those who are just trying to be extravagant... Get to work.

Time to follow Dave Ramsey's get out of debt "Baby Steps" Plan.